Buying a house is one of the most critical decisions of our lifetime. But it shouldn’t be difficult or stressful.

To make your experience a success, unforgettable and as seamless as possible the Valipour Group is proud to provide a range of professional services from Real Estate to Mortgage. Finding the Right Mortgage Broker and Realtor is a key aspect in this process and a fundamental part of a successful transaction.

To take off some of the financial burden and to ease the process, for a limited time, receive up to $5,000 CAD towards your Mortgage fees, Staging expenses or Legal fees.* Consider this a small gift, as a token of our appreciation for your loyalty and trust.

* Excludes HST. Subject to conditions. Please see our Terms and Conditions and FAQ below or contact us for more details. 

Frequently Asked Questions (FAQ)

What does a $5,000 Incentive mean and am I eligible?

If you purchase or sell with us, we take care of the rest of the process for you, simple as that. The $5,000 incentive is applicable towards your mortgage fees, staging costs, or legal fees. This means if you are a qualified buyer/client, your Mortgage or Legal Fee will be Free of Charge.[1] If you Sell your home with us, an incentive of up to $5,000 can be applied towards your legal fees or staging expenses.[2]

What does a ‘Free of Charge' Mortgage mean?

Free of Charge Mortgage means that in the event that lender or broker fees apply, these fees will be covered by the Valipour Group.[3] To see what constitutes as Mortgage Fees, please see below.

Are there any hidden fees?

No, there are no hidden fees regarding the Valipour Group Incentive Promotion. The Valipour Group will be transparent with you from the start, meaning, if there are any out-of-pocket expenses for our Clients, we will notify you at the outset.

 

Regarding Hidden Costs or Fees related to a home purchase process in general, please see below.

Is everyone entitled to $5,000 CAD?

Only qualified buyers/clients who sign with Valipour Real Estate are entitled to the $,5000 Incentive. The incentive is up to $5,000, excl. HST. What this means is that the value of the incentive could differ and would need to be assessed on a case-by-case basis. The value can easily be determined after one initial complimentary consultation. Please contact us for more information.

Is the $5,000 cash value?

No, the $5,000 incentive does not have cash value and is payable only towards your Mortgage Fees, Staging Costs or Legal Fees.

What are Mortgage Fees, Staging Costs or Legal Fees?

Mortgage Fees refer to the cost associated with getting a mortgage loan. At ‘Valipour Group, Real Estate and Mortgages’ we are proud to provide Comprehensive Real Estate and Mortgage services. Should you wish to retain our services for your Real Estate and Mortgage transactions, we will provide you with details on all the costs associated with your loan during our consultation sessions. Generally, Mortgage fees vary depending on your purchase price and it is important to communicate effectively with your Mortgage Advisor to acquire all the necessary information so you can make an informed decision.

The best thing about CENTUM mortgage brokers is that our services are free. Reach out to us for a question or complete an application, it will be at no cost to you. However, in rare circumstances, when consumers or properties do not meet conventional lender guidelines, lender or broker fees may apply. Valipour Group is pleased to cover the cost of borrowing up to $5000 (excl. HST) as part of our incentive promotion program.

 

Staging Costs refer to the cost involved with Staging (redecorating) your home. When selling your property, ‘Home Staging’ can act as the most powerful secret weapon. The objective is to make your home presentable, while maintaining its charm to maximize its equity so you can sell quickly, for the best possible price. The right stager can transform any space into a desirable and neutral zone using market demographic knowledge, creativity and objectivity to design and create a home full of function, beauty and flow. This will allow the prospective buyer to envision themselves in their future home.

 

Staging costs can vary greatly, depending on the length of time your house will be on the market or the Stager you choose. At Valipour Group we will try to sell your home as fast as possible for the best possible price so you don’t incur high costs.[4]

Legal Fees are considered part of the closing costs. Disbursement include expenses your lawyer had to pay for work on your behalf. These fees vary from one transaction to the next, and the Valipour Group will be happy to work alongside your legal team to make your closing day, as stress-free as possible.   

Are there other costs to consider when buying a home?

Yes, there can be a variety of hidden costs and a knowledgeable Real Estate Broker or Mortgage Broker can help you identify all the hidden costs involved in a home buying/sale process. Additional expenses could range from Home Inspection (this is optional), Property Appraisal, Land Transfer Tax, Property Insurance, Mortgage Insurance, and Legal fees, Commission Fee, to list a few.

The Valipour Group can help break down all of these for you. Click here to contact us today for a one-on-one consultation and any questions.

In any situation, we have a solution for you.

Footnotes:

[1] If you sign with Valipour Real Estate and Valipour Mortgages simultaneously, your Mortgage transaction will be Free of charge. If you complete your Mortgage with another Mortgage Brokerage/Agent, the Legal fees associated with your Real Estate transaction completed with Valipour Real Estate, will be covered up to $5,000, excluding HST.  Actual Real Estate legal fees will vary case by case, and subject to be determined.

[2] Must list property with Valipour Real Estate for a minimum of six months. The actual value of the incentive will differ based on home value. Contact us for a free assessment. 

[3] Must sign with Valipour Real Estate and Valipour Mortgages to obtain a ‘Free of Charge’ Mortgage.

[4] To be eligible for the $5,000 Incentive towards your staging costs, you must list your home with Valipour Real Estate for a minimum of six months. 

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